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Monthly Archives: February 2014

Loan Programs to Suit Your Needs

Posted in Advice, News

Interest rates are expected to continue to stay low in the near term.  Don’t delay, contact us to learn more about the many home financing programs we offer, including fixed rate, interest only and adjustable rate mortgages for:

  • Conforming (up to $417,000)
  • High Balance (up to $625,500)
  • Jumbo
  • FHA
  • FHA Back to Work
  • VA
  • HARP and more
  • Plus, we offer Down Payment Assistance Programs

To learn more, about the Federal Reserve’s anticipated preference to keep rates low, click here.  Feel free to call or email us with any questions.

Happy Valentine’s Day!

Posted in Advice

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As we celebrate Valentine’s Day, we think of our loved ones and our relationships with them.  Often in real estate we have to consider how these relationships will be reflected in the ownership of property.  For an overview of different ways you can take vesting, please click here. Wishing everyone a wonderful day of love and friendship from Silva+Villa.

Avoid Penalties, Pay 2nd Installment of Property Taxes by April 10

Posted in Advice

annualbillThe second installment payment of property taxes was officially due on February 1.  However, you have until April 10, 2014 (the delinquency date) to pay without penalties.

Property tax payments must be received or postmarked by the delinquency date to avoid penalties.  To understand postmarks and keep from paying late fees, to get copies of your property tax bill and to get more information about payment options click here.

Arcadia Realtors Welcome in Chinese New Year

Posted in News

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Leslie Villavicencio and realtors, Kelly Bennett and Al Luna from Keller Williams Realty (pictured above), helped welcome in the Year of the Horse at the Arcadia Realtors Association meeting this week.  Happy New Year to All.

Understand Your Buying Power

Posted in Advice

The U.S. real estate market made a robust comeback in 2013, surpassing expectations of many economists, as the combination of low inventories and historically low interest rates caused home prices to rise and even helped fuel bidding wars in some markets.  While positive trends, such as increasing home values, are expected to continue into 2014, mortgage rates are also expected to rise and could impact home buyers’ abilities to afford new homes.   Click here for more predictions for the 2014 housing market.

Don’t delay.  Find out your buying power. Let us help you find out what you can qualify for in terms of a home loan and learn about the many financing programs we offer to help meet your household needs.